How do I sign up for service?

To sign up for Blu, you can easily begin the process by filling out a straightforward form online. Once you have submitted the form, a representative from Blu will promptly get in touch with you to guide you through the remainder of the enrollment process.

How is Blu customer review rating compared to it's competitors

We are proud to have a 5 star rating on Google. Most credit repair companies have 4.5 star rating on Google. We are a top rated company and very big on customer satisfaction.

Does it cost money to get started?

Great question in order to utilize the services provided by Blu, there is a monthly fee and a retainer fee that you will be required to pay. However, it is worth noting that Blu also offers certain educational tools and content that can be accessed without any cost.

How much does it cost each month?

Blu offers different packages with varying monthly fees. The monthly fees range from $69.95 to $119.95. Additionally, each package incurs a first-work fee that is equal to the corresponding monthly fee. These pricing rates are in line with the average charges in the credit repair industry. While some companies may charge more or less for similar services, Blu provides comparable service with their pricing structure.

How does Blu analyze my report?

1. How does Blu develop a personalized action plan?

Credit Repair consultants at Blu develop a personalized action plan for dealing with each negative item based on the individual's preferences.

2. What is done after evaluating the negative items?

After evaluating the negative items, Blu organizes the individual's credit report in a way that helps them identify what they want to challenge.

3. How does CreditRepair.com gather credit reports?

Blu gathers credit reports from all three major credit bureaus.

What benefit do I get with the service?

- Bureau challenges and inquiry assists – You can challenge a wide array of information on your credit report, including collections, late payments, charge-offs, repossessions, credit inquiries, and more.

- Goodwill / creditor interventions – If you have late payments on open accounts, Blu can help you write to your creditor to have the late payment removed from your credit report with the understanding that you will make on-time payments moving forward.

- Cease and desist intervention – Blu can get a debt collections agency off your back temporarily while you make a plan to pay off your debts. A cease and desist intervention doesn't reduce your debt, but it may give you room to breathe.

- Identity theft protection – Like other identity theft protection services, this protection can alert you of potential security risks, help you limit the damage caused by incidents of identity theft, and cover some costs related to recovering your identity.

-Access to our client portal to keep track of removed derogatory items.

How long has Blu been operating and how many people have they helped?

Blu has been in operation since 2020 and boasts a track record of assisting close to 2,500 customers. Through their services, they have successfully aided these customers in eliminating nearly 12,500 collections from their credit reports.

Does Blu provide ongoing support and education?

At Blu consultants work with the credit bureaus and creditors on your behalf, you’re kept apprised via email and text alerts. Your personal online dashboard also gives you a breakdown of where you stand. From there, you can get information on steps to help you improve your credit profile beyond credit repair, and you’ll be able to monitor your progress as well. Additional articles and resources keep you updated on your consumer rights and further actions to take to build your credit, protect yourself from identity theft, and more.

What does Blu not do?

Blu does not guarantee results when it comes to increasing your credit score, as it is prohibited by the Credit Repair Organizations Act. It is important to understand that if the information on your credit report is accurately reported, it may not be possible to improve your scores. The only way Blu can assist you is if there are items on your report that are incorrect, unverifiable, or should not be there for some other valid reason.

Furthermore, it is important to note that Blu does not have the authority to remove items from your credit report. Only the credit bureaus and creditors have the ability to make changes to your reports. While Blu collaborates directly with these entities to advocate on behalf of its members, it does not possess the power to erase negative marks from your report.

How do I cancel my service?

To cancel your service with Blu, you can initiate the process by contacting their customer support team at 469-927-0729. Simply inform them of your decision to cancel your engagement agreement and they will guide you through the necessary steps.

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