Does Blu offer any discounts?

Blu offers a 25% discount to veterans and active military members. We will also waive a monthly processing fee with a referral of family or friend. If you're considering signing up, check for available discounts first.

In which states is Blu available?

We currently provide service in all 50 states.

Is there a charge for the service?

Blu does require payment for its credit repair services. Specifically, they charge a monthly fee as well as a retainer fee. However, it is worth noting that the website also provides some educational tools and content free of charge.

Is Blu right for me?

Is Blu right for You?

If you want help improving your credit and removing inaccuracies from your credit report, you will want to research your credit repair options beyond disputing errors yourself.

Keep in mind while researching your options. Blu has a solid reputation and a history of solutions with a personalized touch. And with more than a decade of industry experience, Blu can help with even the most complicated issues on your credit report.

Sign up today.

What does Blu do?

1. What role does Blu play in working with creditors and credit bureaus to improve a customer's credit report?

Blu acts as an intermediary between customers and the creditors/credit bureaus. They handle correspondence with these entities on the customer's behalf, ensuring that all items on the credit report are reviewed and verified. Blu escalates challenges as necessary to ensure that customers' credit rights as consumers are met and that their credit reports accurately reflect their financial history.

2. What additional resources and information does Blu provide to customers?

In addition to credit repair services, Blu offers customers a range of additional resources. They provide articles and information to educate customers about their consumer rights, offer guidance on steps to take for credit improvement, and provide insights on protecting oneself from identity theft and other related issues. These resources aim to empower customers with knowledge beyond the credit repair process.

3. How does Blu keep customers informed about the progress of their credit repair?

Blu ensures customers are kept apprised of the credit repair process through email and text alerts. They communicate updates on correspondence with creditors and credit bureaus, allowing customers to stay informed about the progress being made. Additionally, customers have access to a personal online dashboard that provides a breakdown of their credit status and allows them to monitor their progress.

4. What steps does Blu take to challenge inaccurate information on a customer's credit report?

After identifying inaccurate information, Blu develops a personalized action plan based on the customer's preferences. They then act on the customer's behalf by contacting the creditors and credit bureaus, requesting a review and verification of all the challenged items.

5. How does Blu ensure that the information on a customer's credit report is accurate, fair, and verified?

Blu conducts a thorough review of the customer's credit reports from all three major credit bureaus. They evaluate the reports to identify any negative items or inaccuracies that need to be challenged.

What service plans does Blu offer?

Blu offers three different service plans at varying price points to cater to different needs and budgets. The first plan is the Direct package, which is the most basic and affordable option. It includes up to six bureau challenges per cycle with Equifax and TransUnion, and three challenges per cycle with Experian. Additionally, it provides inquiry assists for a single credit bureau (Experian), up to three creditor interventions per month, quarterly credit score updates, and identity theft coverage of up to $25,000. The Direct package has a monthly fee of $69.95.

The second plan is the Standard package, which offers everything included in the Direct package. In addition, it provides inquiry assists with all three credit bureaus, allowing you to dispute inaccurate inquiries across your entire credit report. The Standard package has a monthly fee of $99.95.

The third and highest-tier plan is the Advanced package. It includes all the features offered in the Standard package, plus a few additional benefits. These include monthly credit score updates, increased bureau challenges (up to eight per cycle with Equifax and TransUnion, and three per cycle with Experian), more creditor interventions (up to six per month), cease and desist interventions, and identity theft coverage of up to $1,000,000. The Advanced package is priced at a monthly fee of $119.95.

By offering these three different service plans, Blu aims to provide individuals with options that suit their specific credit repair needs, while allowing them to choose a plan that fits their budget.

Does Blu offer a service guarantee?

Yes, we do offer a money back guarantee with our credit repair program. Please call us for more details.

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